Indian country’s thing turns towards a greener and sustainable future. In this scenario, the PM Surya Ghar Muft Bijli Yojana is a revolutionary scheme, which encourages homeowners to adopt solar energy. Launched by the Indian government, the program is designed to power households with solar energy at affordable rates and bring it to every Household in India. Individuals will apply for solar panel installations, get a subsidy, and free electricity through solar energy via the PM Surya Ghar Portal. This initiative is helpful in making progress in curtailing dependence upon conventional power generation besides grooming sustainable living and energy independence.
If you are seeking to get your energy switched to solar, then this comprehensive guide shall take you step by step through the PM Surya Ghar Portal to ensure that you have a hassle-free experience. This guide will guide you from understanding the scheme’s benefits until the application process.
What is PM Surya Ghar Muft Bijli Yojana?
PM Surya Ghar Muft Bijli Yojana is a newly launched government-sponsored scheme to promote solar energy in the households of India. This scheme provides financial assistance and subsidy to install solar panels on the rooftop of the houses. The houses can make use of solar energy to get off most of their electricity bills, make conditions better for the environment, and help in the greater environment of energy sustainability in India.
Understanding PM Surya Ghar Muft Bijli Yojana
The PM Surya Ghar Muft Bijli Yojana is an effort to promote solar energy production in Indian households and to make it available and affordable. The scheme would provide financial aids, subsidies, and incentives to homeowners for installing home rooftop systems, which results in lower electricity bills and increases energy independence. With the support of this scheme, India truly endeavors to harness renewable energy, reducing the dependence on conventional power sources and promoting environmental sustainability in the cold valued standards.
Basic Features of the PM Surya Ghar Portal for Solar Panel Installation
1. Government Subsidy on Solar Installation Incentive on Home Solar
The government provides an incentive to make solar affordable for its citizens through subsidies for rooftop solar panels installed by homeowners. The rate for subsidization is: Up to 3kW System – 40% subsidy on total system cost. Between 3kW and 10kW: 20% subsidy on additional capacity beyond 3kW. Above 10kW: No subsidy for extra capacity, but the subsidy applies to the first 10kW. Take for example, if a homeowner spends ₹1,50,000 for installing a rooftop solar system of 3kW, they will get a 40% subsidy of ₹60,000, making their expense only ₹90,000.
2. Low-Cost Loans to Ease Financing
Realizing that the treatment of high initial costs is a serious point for the majority of households, the government has linked up with banks and other financial institutions to offer low-interest financing. This makes it easy for people interested in solar energy to pay and be free without a much larger settlement outside of what they save on their electricity bills toward repayment.
3. Net Metering: Earn by Selling Excess Power
The main part of installing a rooftop solar system under this scheme is that the system has net metering. If the household generates more energy than it consumes, the excess gets exported to the electricity grid. In this, homeowners get compensated or receive credits for reducing future bills. Households won’t just save but will also earn using solar energy production.
4. High savings on electric bills in the long run
Installing a solar rooftop system results in very high savings in terms of finances. For example, A 3kW system can save a homeowner up to ₹24,000 per year in electricity costs. Translated over 25 years, this comes to more than ₹6 lakh toward high returns. Investment in solar panels is supposed to last more than 25 years; therefore, once the cost is borne, free electricity is enjoyed by the household.
5. Environmental and Sustainability Benefits
The PM Surya Ghar Muft Bijli Yojana promotes clean and renewable energy, leading to no dependence on coal, oil, and other fossil fuels. These benefits are as follows: Low carbon emissions with little air pollution, and depend mostly on renewable sources. Less dependence on non-renewable energy sources will reduce pressure on the power grid. Promoting green energy uptake will thus lead to India meeting its climate goals and commitments towards sustainable development.
6. Simple and Hassle-Free Installation Process
To ensure widespread adoption, the government has made the installation process smooth and easy:
- Online Registration: Homeowners can apply through the official solar rooftop portal.
- Subsidy Approval: The application is reviewed, and subsidies are sanctioned.
- Installation Process: Homeowners can choose from government-approved vendors.
- Net Metering Setup: The local DISCOM (electricity distribution company) installs a net meter, allowing the household to receive credits for excess power generated.
Eligibility Criteria
To benefit from the PM Surya Ghar Muft Bijli Yojana, a homeowner must:
- Be a resident of India.
- Own a residential property with a rooftop suitable for solar panel installation.
- Use approved solar panels and equipment under the scheme.
- Apply via the government’s official solar rooftop portal.
The essential thing to note in selecting a 3kW solar rooftop system:
A 3kW solar rooftop system is the ideal solution for the consumer who would like to save money on electricity bills, wish to gain energy independence, and desire to be part of sustainability. Here are the reasons:
1. Huge Electricity Bill Savings
- It is generating 12-15 units a day, more than half of what a household would require for its electrical needs.
- This reduces dependence on the grid and saves up to ₹24,000 every year.
2. Make it Cheap with Government Support
- Subsidy rates are at 40% under the PM Surya Ghar Muft Bijli Yojana to reduce the initial capital cost.
- Also offers low-interest finance loans for easy borrowing.
3. Quick Return on Investment (ROI)
- The investment can be recouped in 4 to 5 years.
- While solar panels have a lifetime exceeding 25 years, they would assure long-term savings.
4. Net Metering Benefits
- This ensures the sell-back of extra production of electricity to the grid to earn some extra money on savings.
5. Sustainability & Energy Independence
- Cleans the air around with a smaller carbon footprint.
- Behind closed doors, as there are power failures, but there is a stable electricity supply.
6. Low Maintenance & Easy Installation
- Bring along a cleaning now and again, and long guarantees for both.
- A 3 kW solar rooftop system provides smart, convenient, and, most importantly, green investment for Indian households.
Affordable Financing Options for Residential Solar Rooftop Systems
Homeowners can access the PM Surya Ghar Solar Rooftop scheme to bring down solar panel installation costs through some government provisions. However, it entirely depends on the homeowner to make arrangements for financing the balance amount. The various financing means will help solve this investment.
1. Government Subsidies
The Government of India gives direct subsidies as an incentive for residential solar installation. The subsidies reduce the installation costs, thus making solar energy easily accessible for homeowners.
Subsidy Structure
- 3kW and below – 40% subsidy on the total cost of the system.
- From 3kW to 10kW- 20% subsidy on the additional capacity after 3kW.
- More than 10kW- Fixed subsidies for systems above 10 kilowatts, but there are no other benefits beyond this size.
2. Bank Loans & EMI Financing
For consumers who cannot pay upfront, banks and financial institutions have offered solar loans with flexible payment options.
How to apply for a Solar Loan?
- Identify a bank or financial institution that offers solar loans.
- Obtain clarity around eligibility based on income, credit score, and other loan requirements.
- Prepare a set of necessary documents, which will include identity proof, address proof, and estimates of installation cost.
- Upon approval, draw a loan, and under the loan, contractors will install the solar panel system.
- With solar loans, homeowners can switch to solar energy without feeling financially constrained.
3. State-Level Incentives
Besides the subsidies at the national level, many state governments provide additional incentives for solar adoption.
How to avail of state incentives?
- Please check with the State Electricity Board to know the incentives available in your state.
- Follow the application procedure as specified for your state to claim the additional benefit.
- Ensure adherence to the state guideline requirements for installing solar panels.
- State-level incentives make solar installations much more affordable and attractive for homeowners.
Step-by-Step Process to Avail Financing and Subsidy
PV Surya Ghar Solar Rooftop Scheme provides financial assistance to homeowners for the installation of solar panels, thus reducing the electricity bill while encouraging clean energy. Here is a detailed installation and subsidy application methodology to aid with the installation of solar rooftop systems.
1. Online Registration
The first step is to register and apply for the subsidy on the official government portal.
How to Do Registration?
- Visit the official portal: https://pmsuryaghar.gov.in.
- Click on “Apply for Solar Rooftop” and create an account.
- Select the State and the Electricity distribution company (DISCOM). For ‘Assam’ state, select Assam.
- Enter the name, address, electricity consumer number, and mobile number.
- Submit the registration form, and wait for the acceptance/approval from the DISCOM authority.
- You will get a unique registration number once registered to check your application status.
2. Select PV Vendor and Obtain Quotation
After registration, the next step is to choose an approved solar vendor and obtain a quotation for the solar rooftop system.
How to Select a Vendor?
- The portal has a list of government-approved vendors in your state. For example, Kailash Chandra & Sons is a government-approved vendor under Assam state.
- The vendor should be providing MNRE-certified solar panels and inverters.
- Request a detailed quote, mentioning system specification, total cost, and expected savings.
- Assure that the vendor will help with subsidy-related documentation and installation.
- The quote helps you understand your exact cost after the deduction of the subsidy and plan your financing accordingly.
3. If Necessary, Apply For A Loan
In case you need financial help for the remaining cost after the subsidy, apply for a loan for the solar system.
How to Get a Solar Loan?
Approach those banks and financial institutions that provide solar financing.
- Present the following documents:
- Identity proof (e.g., Aadhaar, PAN)
- Address proof
- Bank account details
- Show the vendor’s quotation for the solar system.
- Electricity bill
- Choose repayment tenure (3-7 years) based on affordability.
- Loan amount approval and disbursal include sending the amount directly to the vendor or into the borrower’s bank account.
- Loans make solar easier on the pocket for homeowners as EMIs in small amounts can be paid instead of a lump sum.
4. Installation of the Solar Rooftop System
Once the financing is arranged, the next step is to install the system.
Basic Guidelines for Installation
- Installation must adhere to government codes and safety standards.
- Use MNRE-approved solar panels and inverters.
- Maximize the absorption of sunlight for generating power.
- Ensure proper wiring, grounding for safety and efficiency.
- Installation typically takes a few days under the monitoring of the vendor. 5. Inspection and Net Metering Setup
- Thereafter, inspection and verification of the solar system by authorities are carried out for connecting the system to the grid.
Inspection & verification process
- The local DISCOM authority sends someone to inspect the system.
- The inspection does check for:
- System specifications and panel quality
- Wiring and the inverter are functioning properly
- Compliance with government standards
- Once approved, installation of the net meter will happen for the monitoring of electricity consumption versus export into the grid.
6. Receive Subsidy in Your Bank Account
On successful installation and inspection, the subsidy amount will be deposited directly in your registered bank account.
Disbursement of Subsidy Explained
- The vendor submits an installation report to DISCOM and MNRE.
- When installation is verified by the government and compliance with scheme guidelines is confirmed.
- The subsidy amount will be credited within a couple of weeks directly into the homeowner’s bank account.
- Homeowners now need to reduce the total cost of installation by receiving the subsidy, making solar energy very affordable.
Customer Care and Service
They are meant to provide complete support to users in all the processes related to solar energy. From what application procedures or subsidy disbursal processes to the need for technical assistance, the PM Surya Ghar Portal offers multiple access points through which users can get help. Access customer care as follows:
1. Application Status
Log on to the PM Surya Ghar Portal if you want to know the status of your application and go to the section of Application Status section. You will get to know the following:
- The present status of the application (for instance, currently under review, approved, or rejected).
- Any additional documents or process steps required at this stage?
- Estimated timelines for subsidy disbursement and installation.
2. Disbursement of subsidy
The portal also sheds light on the subsidy process, which contains information such as:
- How much subsidy do you qualify for?
- The status of disbursement of the subsidy (pending, processed, credited)?
- Contact for resolving any issues in the payment of subsidies.
3. Technical Support
For technical problems relating to the installation and functioning of your solar panel system, the portal provides:
- A dedicated part of Technical Support to raise queries or report issues.
- Contact details of empaneled vendors and DISCOM officials for ground support.
- FAQs and troubleshooting guidelines to let you work on regular issues.
4. General Queries and Help
If you have any other queries or help related to it, you can:
- Submit your queries using the Help Desk facility available on the portal.
- Contact Us to get the numbers and emails of the customer support team.
- Access the Frequently Asked Questions (FAQs) section for your common questions about the scheme, application process, and benefits.
Why You Need Customer Support
Transitioning from the conventional mode of energy consumption to solar energy can be complicated, as first-time users have the toughest tasks ahead of them. As evident, robust customer service support enables the homeowner to understand the entire process from beginning to end while overcoming existing and future hurdles. From clarifying doubts about subsidies, addressing technical snags, or finding out about the status of your application, customer support in the PM Surya Ghar Portal is engineered to deal with what the larger society perceives to be timely assistance toward a great resolution.
Conclusion
The PM Surya Ghar: Muft Bijli Yojana provides an ideal platform for homeowners who wish to adopt solar energy with the necessary financial support from the government. A 3kW system installed on the roof will not only help an individual to save on electricity costs but will also forge a path toward a greener and sustainable future by reducing carbon emissions and establishing energy independence.
Installation is now very easy and cost-effective with government subsidies, low-interest financing, and the advantages of net metering. By investing in a solar rooftop system, you will save enough in electricity bills that you will be cushioned against rising power costs while earning savings over the next years, thereby creating a cleaner environment.
There is never a better time to go solar. Grab this opportunity and start utilizing the renewable source, your solar energy, for your house.
Get Started Today!
- Visit pmsuryaghar.gov.in to apply for your subsidy and start on your solar journey.
- Call Solar Prabha now at +91-7099030047 to discuss your options regarding installation and financing, and get an expert consultation customized to your needs.
- Solar Prabha provides you additional 2 years of warranty on solar rooftop up to 3kW.
So take your first step toward a bright, sustainable future with solar energy!
